As an AI, I do not have the ability to violate eBay's policies. My purpose is to provide information and assistance to users within the boundaries of eBay's guidelines. **

Amazon's return policies can be seen as contradictory by some customers. On one hand, Amazon offers a generous return policy with a 30-day window for most items and free return shipping. However, some customers have reported difficulties in actually getting their returns processed and refunded in a timely manner. Additionally, Amazon's policy on third-party sellers can be confusing, as the return process and policies may vary depending on the seller. Overall, while Amazon's return policies may seem generous on the surface, the actual experience of returning items can be inconsistent and frustrating for some customers. **

To receive dividends, you typically need to own the stocks before the ex-dividend date. This means you need to own the stocks at least one business day before the record date, which is the date set by the company to determine which shareholders are eligible to receive dividends. The exact timing can vary depending on the company and the specific dividend payment schedule. **

Worker-hostile policies refer to rules, regulations, or practices implemented by employers that are detrimental to the well-being, rights, and interests of their employees. These policies can include unfair wages, lack of benefits, unsafe working conditions, limited opportunities for advancement, and poor work-life balance. Such policies can lead to low morale, high turnover rates, and ultimately, a negative impact on the overall productivity and success of the organization. **

Worker-unfriendly policies refer to rules, regulations, or practices implemented by employers that are detrimental to the well-being and rights of their employees. These policies may include low wages, long working hours, lack of benefits, unsafe working conditions, limited opportunities for advancement, and poor work-life balance. Such policies can lead to dissatisfaction, stress, and burnout among workers, ultimately impacting their productivity and overall job satisfaction. **

Insurance policies for underage apprentices are possible, but they may require additional steps or considerations. In some cases, a parent or guardian may need to co-sign the policy on behalf of the underage apprentice. Insurance companies may also have specific requirements or restrictions for insuring underage individuals. It is important to check with the insurance provider to understand their policies and any necessary steps for insuring an underage apprentice. **

Anti-worker policies refer to measures or actions taken by employers, governments, or organizations that are detrimental to the rights, well-being, and interests of workers. These policies can include things like low wages, lack of benefits, unsafe working conditions, limited job security, and restrictions on workers' ability to organize and advocate for their rights. Anti-worker policies often prioritize the profits and interests of employers over the needs and rights of workers, leading to exploitation and inequality in the workplace. **

Ryanair's baggage policy allows passengers to bring one small personal item on board for free, such as a handbag or laptop bag. For larger carry-on luggage, passengers can choose between a priority boarding option that allows for a larger cabin bag, or a non-priority option that requires checking the larger bag at the gate for an additional fee. Checked baggage can be purchased at the time of booking or added later, with weight and size restrictions depending on the fare type and route. It's important for passengers to review the specific baggage policies and fees for their particular flight when booking with Ryanair. **